/ Bridge · Program details

Bridge loans.

Short-term capital to close fast on residential, multifamily, and commercial property that doesn’t need a rehab — then sell, refinance, or hold. Underwritten on the asset, not your W-2.

Ask Nico a question
/ The full box

Every parameter. Up front.

If your deal fits this box, terms come fast. If it does not, you hear that fast too — with what might work instead.

Property types
Residential, multifamily, and commercialNon-owner-occupied SFR and 2–4 units, multifamily (5+), and commercial property; condos and townhomes case-by-case
Loan amounts
$150K – $10M
Leverage
Up to 80% LTVNo rehab holdback — need renovation funds? See Fix & Flip
Payments
Interest-only
Minimum credit
680+Below 680 is manual review by a licensed loan officer — not an automatic no
Experience
First-timers eligibleExperience can improve pricing and structure; it never decides eligibility
Term
12–24 months
Prepayment
Multiple structures availableMatched to your exit and disclosed on your written term sheet before you commit
Borrower
Business entities — LLC, corporation, or LP
Where
Business-purpose deals in 49 states
ALL FIGURES ARE PROGRAM GUIDELINES AND STARTING TERMS, NOT AN OFFER OR COMMITMENT TO LEND. FINAL TERMS ARE SET BY THE FUNDING LENDER AFTER VERIFICATION AND CONFIRMED ON YOUR WRITTEN TERM SHEET.
/ How it works

Close now. Exit on your terms.

01

Send the deal

Property, price or value, and your exit. No tax returns, no W-2s.

02

Terms in writing

A licensed loan officer issues your term sheet — as fast as same day on a complete file.

03

Appraisal & title

We order, you track. Every stage visible in your dashboard while the file moves.

04

Close & execute

Sell, refinance, or roll a 1–4 unit rental into a 30-year DSCR loan — on the same platform.

/ Program questions

The short answers.

If the property needs renovation money, it’s fix & flip: purchase plus 100% of rehab in one loan. If it’s ready as-is — or you’re bridging to a sale, a refinance, or a lease-up — it’s bridge: up to 80% of value, no rehab holdback, interest-only.

Yes. Bridge loans cover non-owner-occupied 1–4 unit residential, multifamily (5+), and commercial property — $150K to $10M at up to 80% LTV. Larger and commercial files are structured directly with a licensed loan officer.

Yes. First-time investors are eligible on strong deals — the property, the value, and your exit do the qualifying, not your W-2.

Bridge loans come with several prepayment structures. Your loan officer matches one to your exit plan, and the exact structure is on your written term sheet before you commit — no surprises at payoff.

Sell, refinance with another lender, or — for a 1–4 unit rental you’re keeping — refinance into a 30-year DSCR loan that qualifies on the rent, on the same platform.

Term sheets as fast as same day on a complete file. Closing speed depends on appraisal and title — your dashboard shows every stage as it moves.

/ One platform, whole lifecycle

Where this loan leads next.

/ Ready when you are

Close now.
Exit on your terms.

Three minutes to start. A written term sheet as fast as same day.