/ About us

The capital partner that moves at investor speed.

Investors don't leave lenders over rate. They leave over the term sheet that took a week, the fee that appeared at closing, and the draw nobody could explain. nexflip exists to be the capital partner you don't have to manage.

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/ Our story

One billion funded. One new mission.

nexflip wasn’t built from scratch. It was earned — one funded loan at a time — by the team at Better Rate Mortgage. Same company, same people, now built for investors.

2019

The beginning

Better Rate Mortgage opens with a simple standard: honest terms, fast answers, and every file treated like it’s the only one.

2021

Building momentum

Demand surges and the team grows. We invest early in systems and process — the backbone that later made speed something we could publish, not just pitch.

2023

Scaling up

Volume compounds and the playbook sharpens: technology handles the routine, licensed people handle the judgment.

2025

$1 billion funded

The platform crosses $1B+ in funded loans, with a perfect 5.0-star Google rating — built on repeat clients and referrals, not ad spend.

★★★★★5.0300+ Google reviews
2026

nexflip launches

A dedicated division for real estate investors: fix & flip, bridge, DSCR, and ground-up under one roof — term sheets as fast as same day, and a team that stays in the deal after the wire.

/ Today

nexflip is the investor capital arm of Better Rate Mortgage: fix & flip, bridge, DSCR rental, and ground-up construction financing for real estate investors in 49 states, underwritten on the deal, not your W-2. Run your numbers in thirty seconds, get written terms as fast as same day, and track your loan from first look to funded in one dashboard — with a licensed loan officer behind every file.

“Every investor remembers the deal they lost waiting on money. That deal is why we exist.”

Sunny Azizi · CEO, nexflip
$1B+Funded on the Better Rate Mortgage platform
1,500+Loans funded, Better Rate Mortgage
5.0★300+ Google reviews, Better Rate Mortgage
49States for business-purpose deals · NMLS #1852295
/ Speed

The market doesn't wait. Neither do we.

Same dayTerm sheets, as fast as — on complete files reviewed by a licensed loan officer.
0-dayClosings, as fast as — when the file and title are ready. Days, not weeks.
0-minTarget response during business hours. Nico covers the other hours.
/ The difference

What you're used to. What you get.

Typical private lender
nexflip
Written terms
"Let me get back to you" — days later
As fast as same day, typically within 48 hours on a complete file
Fees
Quoted on the phone, different at closing
Every fee in writing before you commit — if one moves, you know first, and why
File status
Call, wait on hold, get a maybe
Six stages, visible in your dashboard at all times
A "no"
Silence
A straight answer, fast, with what might work instead
After the wire
You're on your own
A real loan officer, priority on your next file, and The X Club
2am question
Voicemail
Nico answers, runs the numbers, books your LO
/ The nexflip Standard

Four commitments. In writing.

Private lending runs on promises made over the phone and broken at the closing table. Ours are published. Hold us to them.

/ After the wire

The wire is the starting line. Not the finish.

Most lenders disappear the moment they fund. That's when your project actually starts — and when your capital partner should be most useful.

THE NEXT DEAL

Your history works for you.

Funded files move to the front of the line — repeat operators get faster reviews and stronger leverage conversations.

PEOPLE

A licensed loan officer who knows your file.

Not a call center, not a ticket queue. The same human from terms to payoff.

THE X CLUB

The room you get let into.

Free to join. Member deal board, events, and vendor rates coming soon. See the club →

/ Ready when you are

Fund the flip.
Skip the wait.

Three minutes to start. A written term sheet as fast as same day. A standard you can hold us to.

Read the FAQ